.png)
Debt Relief Services in Calgary, Alberta |
Licensed Insolvency Trustee
About SCB Debt Solutions
SCB Debt Solutions helps people in and around Calgary take back control of their finances by providing them with viable solutions for managing their debt legally. If you are burdened with mounting debts, constant calls from debt collectors, or any similar financial trouble, our team is here to help you understand your options clearly and professionally.
We understand that financial problems occur for many reasons, often without warning and can become a reality for almost anyone. Many people who seek help are responsible individuals facing unexpected financial pressure. We create individual solutions based on your specific circumstances.
Our debt relief services in Calgary are offered both in person and online.
What is a Licensed Insolvency Trustee (LIT)?
A Licensed Insolvency Trustee (LIT) is the only professional in Canada legally authorized to file and administer consumer proposals and bankruptcies under federal law. Our LIT at SCB Debt Solutions will guide you through all possible options for your financial problem.
Signs You May Need Debt Help in Calgary, AB
Financial difficulties often develop slowly, but there are specific indicators that it might be necessary to get help from an expert:
-
Experiencing difficulty in meeting monthly obligations
-
Getting frequent calls for debt collections
-
Relying on credit cards to meet basic needs
-
Dealing with wage garnishment or legal actions
-
Feeling stress, anxiety, or a lack of control over finances
If these conditions resonate with your own experiences, you should understand that legal measures exist, and you do not have to go through this difficulty alone.
Debt Relief Services in Calgary, AB
Consumer Proposals
A consumer proposal is a legally binding agreement that allows you to repay only a part of your unsecured debts in affordable monthly payments.
Consumer proposals apply to unsecured debt and do not affect secured debts such as mortgages or car loans.
Once a consumer proposal is filed, unsecured creditors are legally required to stop collection actions.
A consumer proposal is the most appropriate option for individuals with a stable income who are unable to fully repay their outstanding debt obligations. We can assist in developing a structured and realistic repayment plan that is acceptable to both you and your creditors.
Personal Bankruptcy
Bankruptcy is a legal process designed to provide a fresh financial start for individuals who cannot realistically repay their debts.
Filing for bankruptcy offers immediate protection from creditors and can eliminate most unsecured debts. While it may seem overwhelming, bankruptcy is often a structured and effective solution that helps individuals move forward without the burden of unmanageable debt.
Debt Counselling
For those in the early stages of financial stress, debt counselling can provide valuable guidance and clarity. SCB Debt Solutions offers practical budgeting support and personalized strategies to help you regain control before debt becomes unmanageable.
This proactive approach can reduce stress, improve financial awareness, and help you avoid more serious consequences down the road.
Why Calgary Residents Choose SCB Debt Solutions
Choosing the right support during financial hardship is important. SCB Debt Solutions is trusted by Calgary residents because we provide:
-
Licensed and regulated assistance, under federal law, ensuring all advice and solutions meet Canadian insolvency standards
-
Honest and clear advice for what is best for your unique situation, with no pressure or judgment
-
Appointment flexibility, including virtual and in-person meetings
-
Knowledge of Alberta’s financial landscape
-
Customized solutions based on your unique situation
We focus on empowering you with knowledge and helping you make informed decisions about
your financial future.
Visit Our Calgary Office or Meet Online
It is simple to get started with debt relief, no matter your schedule or comfort level.
You can meet with us in person at our Calgary office, or choose a phone or virtual consultation from anywhere in Alberta. Our process is designed to be straightforward and supportive:
-
Free Confidential Consultation – We review your income, debts, and financial concerns
-
Explore Your Options – We explain all legal solutions clearly
-
Take Action – If you choose to proceed, we handle the filing and next steps
Documents can be securely shared for online consultations and signed electronically, allowing you to move forward quickly without needing to travel. In-person appointments offer the same level of care with face-to-face support.
Frequently Asked Questions
Contact Us
You’re Not Alone - Hear from Others Who’ve Been There
.png)
Zara Garcia
“I had a very positive experience with SCB Debt Solutions. The whole team is professional, supportive, and truly cares about helping their clients. They guided me through my debt situation step by step and helped me understand my options clearly.
I especially want to thank Greg, who helped me a lot throughout the process. He was patient, kind, and always took the time to explain everything, which made me feel comfortable and confident. Because of their help, I am now working toward my financial goals with a clear plan.
I highly recommend SCB Debt Solutions to anyone who needs help managing their debt and improving their financial future.”
Gina
“Great Service and Very Professional - Smith Cageorge Bailey Inc. was very helpful and easy to work with. Their team, especially for Cathy Bowden, was professional, respectful, and always answered my questions. I felt supported every step of the way.
I'm really happy with their service and would definitely recommend them to others looking for a team they can trust.”
Carrie Lynn
“These people are amazing! They helped me over a 5-year period get my finances in order and my credit back up. Thank you so much! Wouldn't have been able to do it without you.”
Gemini Pangilinan
“I am very much happy with their service, they always respond to every questions and I learned a lot with their financial advice. They're friendly and approachable. I highly recommend this company.”
Lorraine T. Thibodeau
“The team was very knowledgeable helpful friendly. Always answered any questions I had. And I am going to continue using my income and expenses form to keep track of my funds
Highly recommend their services.”
Therese Kapitany
“I highly recommend Smith CaGeorge Bailey Inc. The staff has been very understanding helpful and prompt to help with me with all my concerns. Thank you”