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Our Blog


How to Deal with Collection Agencies: Your Rights Explained
Learn how to deal with collection agencies and understand your rights in Alberta. Know what collectors can and can’t do, and how to stop the calls legally.
Jan 274 min read


How Long Does a Consumer Proposal Stay on Your Credit Report
Learn how long a consumer proposal stays on your credit report in Alberta and what it means for your credit. Find timelines, tips, and expert guidance.
Jan 126 min read


Pay Off Debt in 90 Days: A New Year Action Plan
Learn how to pay off debt in 90 days with practical tips and a clear plan to tackle credit cards, loans, and other obligations.
Dec 30, 20256 min read


Year-End Financial and Budgeting Tips
Year-end financial and budgeting tips for Canadians: plan your spending, maximize savings, reduce debt, and organize your finances with our checklist.
Dec 15, 20254 min read


Avoid These 6 Spending Habits That Hurt Your Credit Score
Avoid these 6 spending mistakes that lower your credit score. Follow practical tips to boost your credit and take control of your finances.
Dec 3, 20255 min read


How Long Does Bankruptcy Stay on Your Credit Report
Bankruptcy stays on your credit report in Canada for 6–7 years for a first bankruptcy, and up to 14 years for a second. Learn how it affects your credit.
Nov 17, 20254 min read


How to Stop Wage Garnishment in Alberta
Learn how to stop wage garnishment in Alberta. Explore legal strategies to safeguard your wages and manage debt effectively.
Nov 4, 20254 min read


Bankruptcy Alternatives - Legal Options That Can Help You Avoid Bankruptcy
Bankruptcy isn’t your only option. Learn about legal and effective alternatives to bankruptcy in Alberta to help you manage or eliminate your debt.
Oct 20, 20256 min read


What to Expect During Your First Meeting with a Licensed Insolvency Trustee
Your first meeting with a Licensed Insolvency Trustee doesn’t have to be scary. Learn what to expect and how it can help solve your debt.
Oct 6, 20255 min read


Emergency Fund Essentials: How Much Should You Save and Why It Matters
How much should you save in your emergency fund? Find out the recommended amount, key tips, and how to start saving today.
Sep 22, 20255 min read


Debt Relief Options in Alberta - How to Choose One
Explore the top debt relief options in Alberta. Learn how to choose between consumer proposals, consolidation, and more to regain financial control.
Sep 8, 20255 min read


Debt Settlement Companies vs. Licensed Insolvency Trustees: What’s the Difference?
Confused between debt consultants and Licensed Insolvency Trustees? Learn the key differences and find trusted debt help in Alberta.
Aug 26, 20254 min read


Consumer Proposal Eligibility in Alberta - Minimum and Maximum Debt Limit
Wondering if you qualify for a consumer proposal in Alberta? Learn the minimum and maximum debt required and key eligibility details from an LIT.
Aug 12, 20254 min read


What Happens if You Owe CRA as a Small Business Owner
Owe money to the CRA as a small business owner? Learn what happens, your legal options, and how to deal with tax debt before it affects your business.
Jul 28, 20254 min read


When to Consider a Consumer Proposal or Bankruptcy as a Small Business Owner
Learn when business owners should consider a consumer proposal or bankruptcy. Understand the key differences, benefits, and how to protect your assets.
Jul 14, 20255 min read


Why Tracking Your Expenses Is the First Step to Getting Out of Debt
Getting out of debt starts with tracking your expenses. Learn why it matters and how you can take control of your finances today.
Jun 30, 20257 min read


Is Debt Consolidation Right for You? A Guide for Albertans
Struggling with multiple debts? Learn the pros, cons, and alternatives to debt consolidation in Alberta so you can make the best financial decision.
Jun 16, 20257 min read


Top Credit Building Tips for Young Adults and Newcomers
practical credit building tips for young adults and newcomers in Canada. Learn how to establish and improve your credit score with simple steps.
Jun 2, 20256 min read


How Does a Consumer Proposal Work? - Complete Process, Step-By-Step Guide
Read this article to learn how a consumer proposal works in Canada, its step-by-step process, and how it helps reduce debt while avoiding bankruptcy.
May 19, 20256 min read


How a Licensed Insolvency Trustee Can Help You Eliminate Debt and Regain Financial Stability
Struggling with debt? Learn how a Licensed Insolvency Trustee can help with consumer proposals, bankruptcy, and debt relief solutions in Canada.
May 5, 20256 min read

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